Schaaf Financial Group

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Address:

1530 Byers Street
Batesville, AR 72501

Phone:

(870) 793-4416

Savings Based Insurance and Long Term Care

At Schaaf Financial Group, we are partnering with some great companies to offer some exciting options to help you leave Legacy Assets for your loved ones. Through companies such as National Western and Great-West we are able to bring you some powerful savings tools that are tailored for the need for Wealth Transfer in your financial plan that many families are looking for. We also have relationships with some of the biggest names in Asset-Based Long Term Care such as OneAmerica Asset-Care, Lincoln National MoneyGuard II, National-Western and Great-West. This is an area that may be missing from your financial plan and it is a great way to ensure that, if needed, you will have the assistance you need to help afford the rising cost of Extended Care situations and facilities. Most of these plans have the ability of partial or full return of premium if you decide that this coverage is no longer needed and they also offer some sort of a death benefit as well. These are newer alternatives to the traditional Long Term Care policies that tend to require lifetime premium payments and also offer no guarantee of premiums, meaning that the premiums can be increased throughout the life of the policy. No one wants to have to use their Long Term Care insurance, but it gives folks peace of mind to know it's in place. These Long Term Care options that we are excited to present to you give you an option to either get some or all of your premium returned to you or you can choose to leave the death benefit to the beneficiaries you have chosen. Without Long Term Care protection in your financial plan, you run the risk of losing most of your assets in the spend down process required for Medicaid to kick in and start helping. Don't wait until it is too late! Call us today!

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck